$3,000 Refund?

Editor's Note

Breaking down the math.

Free IRS Loan? 💷  

Quick question: What was your tax refund last year?

$2,000? $3,000? $5,000?

Whatever it was, I have bad news.

That wasn't "free money." That was an interest-free loan you gave the government for 12 months—and it cost you way more than you think.

The Math

I just posted a video breaking down the exact math:

A $3,000 refund = $300 lost in opportunity cost

130 million tax filers = $390 BILLION in free loans to the IRS

Every. Single. Year.

The government borrows your money at 0% while you could be earning 5-10%.

The Details

In this 2:30 video, I show you:

• Why you're celebrating getting your own money back

• The exact W-4 adjustment that fixes this

• How to automate that money into investments instead

Watch HERE.

Then drop a comment with your last refund amount. I'll calculate what it actually costs you.

Stop giving the IRS free loans.

— Shelby

P.S. New to the channel? Hit subscribe. I post weekly videos on the money